In insurance of all risks, the insurer is responsible for total

In insurance of all risks, the insurer is responsible for total or partial loss or damage to the insured goods arising from natural elements or from sea perils, including all losses caused by accidents to the carrying vessels or craft or by any external causes. But it does not, as its name suggests, really cover all risks.
【正确答案】：在一切险别下,承保人负安承担被保货物由于自然灾害或海难而遵受的部分损失或全部损失。这些损失包括货运工具因意外事故外来原因所致的所有损失,但一切险并不像其名称所示,真的包括了一切险别